Nancy Lloyd
Direct:604.786.0260
Office:604.926.6718

         

 

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Buying

You want more than a great deal and a good investment.   I ask hard questions to help you see how much more.  You have dreams and aspirations and they will be reflected in your purchase whether you are aware of them or not.  Everyone's situation is unique.  Let me help you every step of the way. Buying a home is a big finanacial and emotional decision.  I am here to educate, communicate, guide, and understand your goals.  

 

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.  I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications and fit your goals, and help you through the myriad of details attending the actual purchase.

 

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to sit down with me and review your motivation to buy.  Is it: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? I will help you understand all your reasons.  Next, we will list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

 

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

 

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage broker. This can be done over the phone or even online in a matter of minutes.

 

I can recommend several mortgage professionals that have excellent reputations if you don't have anyone in mind.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

 

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, successful, and meets all of your goals.